Just been going through the contents of the home report which is to be introduced in December this year.

Single survey with valuation stands out as the biggest potential change to how houses are sold in Scotland.

Will this spell the end of the offers over system? Or will it just mean the figure for which you can get a mortgage on, and offers over this price will be your optional premium to secure the property.

At least I hope it makes everyone think a bit more about how much over the odds they pay when buying in Scotland.