Is it a good idea to transfer my cash Lloyds isa (about 5000GBP at the moment) to the cash icesave isa? Or should I wait the beginning of the new financial year?

Are the interest of the lloyds isa calculated daily or if I transfer now I will lose the 2007/2008 interests?

Thsnk a lot!

Anyone has got an answer?

Sorry, but I'm not english and I don't know how this is working here.

Thanks!

I would suggest speaking to Lloyds to confirm since the terms vary depending on the type of account.

Most "instant access" cash ISA accounts will pay the interest earned until the day the transfer takes place. Many fixed-interest or notice ISA accounts charge a penalty for withdrawal or transfer.

ok, thanks... I'll do that

Wait a moment! According to the Lloyds website they've just introduced a fixed-rate ISA at 6.5% for balances over £9k. Icesave only offer 6.1%. Both ISAs are at the top end of the market but I'd check out this 6.5% Lloyds ISA before moving my cash.