Hi,
As an example, I have £10,000 to invest for about a year that I have taken out of stocks and shares, so don't mind a bit of a risk.

I like the idea of diversifying into real metal as I don't have any at the moment. Please can you suggest how you would invest £10k if it were yours.

My current thinking is that I like BullionVault for its simplicity of charges and that I have tried it out with my 1gm of free gold, but it does not allow me to invest in Silver.

GoldMoney allows both Gold and Silver to be bought but seems more expensive for smaller transactions. It does allow me to move between Gold and Silver (at a cost) if I think the market is going to be better in one than the other.

I have thought about shares in mining companies but that would just add to my stocks and shares portfolio.

Any advice would be appreciated.